First home buyers
Understand the steps, discuss your deposit and explore the lending pathways relevant to your first purchase.
Home loans • Personal guidance
A place to call home.
A loan you understand.
Buying your first home, making your next move or reviewing your current loan? Work directly with John Briganti to understand your options and plan your next step.
Clear explanations. A personal conversation. Support through the process.
Your first homeYour next chapterYour existing loan
Start where you are
Different plans. The same personal attention.
Tell John what you want to achieve. Together, you can work through the finance questions that matter to your situation.
Moving home
Upgrading, downsizing or planning a new build? Discuss your budget, timing and the finance needed for your next chapter.
Refinancing
Review your existing loan, its features and your changing needs with John.
Preapproval
Planning to start your property search? Ask John about the preapproval process and what information a lender may need.
Investment property
Discuss the lending structure, property plans and circumstances that matter to your investment purchase.
Equity & renovations
Thinking about improving your home or another planned expense? Talk through your existing loan and the options to consider.
Your broker, John Briganti
A big decision deserves a proper conversation.
Your home loan is part of a bigger picture: your work, family, commitments and plans. John takes the time to understand that picture before discussing the next step.
Ask the questions you need to ask. Get the details explained in plain language, with support as your application progresses.
Know what to ask
Look beyond the headline rate.
John can help you compare the details that matter to your plans. Topics to discuss include:
Everyday flexibility
Offset accounts, redraw access and extra repayment conditions.
Your loan structure
Fixed, variable or split rates, repayment types and the loan term.
The overall picture
Fees, ongoing costs, lender requirements and how the loan fits your circumstances.
From conversation to next steps
Here’s how we work together.
01 / Understand
Start with your story
Share your goals, timing and current position. You do not need to have found a property to start talking.
02 / Explore
Get clear on the options
John explains relevant loan options and the information needed to take things further.
03 / Move forward
Support with the process
If you decide to apply, John helps you prepare the application and keeps you informed along the way.
Room for your questions
Let’s make the next step clearer.
Can I speak with John before finding a property?
Yes. You can start with your plans, budget and timing, even if you are still exploring.
Can you review my existing home loan?
Yes. Have your current loan details ready and tell John what has changed or what you want to achieve.
What should I bring to the first conversation?
A broad picture of your income, expenses, savings, existing debts and property plans is a useful start. John will explain which documents are needed for the next stage.
Can we discuss first home buyer support?
Yes. Ask John about the current grants or schemes that may be relevant, and how eligibility would be checked for your situation.
Is loan approval guaranteed?
No. Lending is subject to individual circumstances, lender criteria, assessment and approval.
Your next chapter starts here
Let’s talk about what home means for you.
A first purchase, a fresh start or a loan review. Start with a conversation with John.
Finance is subject to individual circumstances, lender criteria, assessment and approval.
John Briganti is a Credit Representative 521109, Briganti Money Pty Ltd is a Credit Representative 521108 of Mortgage Specialists Pty Ltd, Credit License 387025.